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Personal Miscellaneous Fees 

ATM Fees
Non-ANB Bank ATM (Foreign ATM) $2.00 each (ATM operator/owner may charge an additional surcharge)
Debit or ATM Card Fees
Replacement Card $10.00 per card (when ordered two or more times a year)
Rushed Card Replacement $50.00 per card
International Transactions (ISA) 1% of each transaction
Overdraft Fees
Overdraft Fee $20.00 per transaction paid by the bank when there are non-sufficient funds within the account. If amount of the transaction is less than $20.00 or if the account has a negative balance of $100.00 or less, it will not charge a fee. Maximum amount of overdraft fee is limited to $40.00 a day.
Overdraft Fee- Youth Checking $10.00 per transaction paid by the bank when there are non-sufficient funds within the account. If amount of the transaction is less than $20.00 or if the account has a negative balance of $100.00 or less, it will not charge a fee. Maximum amount of overdraft fees is limited to $20.00 a day.
Consumer Overdraft Line of Credit $20.00 annual fee
Account Fees
Account Closing $25.00 if closed within 90 days of opening
Check Orders Varies by selection and quantity ordered
Check Imaging
Front of checks or deposits $2.00 per month for Personal Choice Checking
Back of checks or deposits $2.00 per month
Business Check Cashing $5.00 each (non-customers)
Cashier's Check $5.00 each (ANB customers only)
Foreign Deposited Item $3.00 each
Temporary Checks $0.25 each
Activity Printout $3.00 each
Garnishments/Levies $75.00 each
Research/Reconciliation $25.00 per hour
$5.00 per statement copy
$2.00 per page
Fees vary for electronic copies via USB or CD Rom (shipping is also additional)
Dormant Fee – Checking $25.00 annually, after no customer initiated activity for 24 months with less than $100.00*
Dormant Fee – Savings/Money Management $25.00 annually, after no customer initiated activity for 48 months with less than $100.00*
Service Fees
Online Banking – Personal Free
Bill Pay Free
Overnight or Expedited Bill Pay Additional fee per payment varies
Transfers – Online or Mobile Free
Transfers – Customer Care or Lobby Assistance $1.50 per transfer
External Transfers – Lobby Assistance $3.00 per transfer
Stop Payment (6 months) $30.00 each
Wire Incoming Domestic $12.00 each
Wire Incoming International $15.00 each
Wire Outgoing Domestic $25.00 each
Wire Outgoing International $50.00 (additional international fees could apply)
Redeposit Item $7.00 each
Collection Fees
Collections $20.00 incoming and outgoing
Foreign Items $50.00 each
Special Handling Instructions $25.00 per month
Safe Deposit Boxes
Safe Deposit Box Rental, varies by box size and location (request pricing from your local banking center)
Lock Drilling Varies by location
Lost Key $25.00


Disclosure

*It is possible for a transaction or item that has been presented on your account and returned due to insufficient funds (as an NSF) to subsequently be presented multiple times against your account; this could result in multiple NSF fees being charged for the re-presentment of the same item.

*If balance is equal or less than $25.00, only the dormant fee will be charged up to the balance remaining in the account. No overdraft fees will be charged.