Deposit Rates
Annual percentage yields are accurate as of: January 17, 2025
Checking Accounts
| Ultimate Checking | ||
| Daily Balance Tier* | Interest Rate | APY |
| $0.01 to $24,999.99 | 0.10% | 0.10% |
| $25,000 to $99,999.99 | 0.15% | 0.15% |
| $100,000 to $249,999.99 | 0.20% | 0.20% |
| $250,000 or more | 0.30% | 0.30% |
| Easy Checking Plus & Classic 50 Checking | ||
| Daily Balance Tier* | Interest Rate | APY |
| $1,000 or more | 0.08% | 0.08% |
| Community Checking | ||
| Daily Balance Tier* | Interest Rate | APY |
| $0.01 to $24,999.99 | 0.10% | 0.10% |
| $25,000 to $99,999.99 | 0.15% | 0.15% |
| $100,000 to $249,999.99 | 0.20% | 0.20% |
| $250,000 or more | 0.20% | 0.20% |
| Lawyer and Real Estate Trust Account | ||
| Account Type | Interest Rate | APY |
| Daily Balance Tier* | ||
| COLTAF | ||
| $1,000 or more | 1.94% | 1.95% |
| IOLTA (Wyoming) | ||
| $1,000 or more | 0.05% | 0.05% |
| CARHOF | ||
| $1,000 or more | 0.05% | 0.05% |
Savings Accounts
| Premium Personal and Business Money Market & IRA Variable | ||
| Daily Balance Tier* | Interest Rate | APY |
| $0.01 to $24,999.99 | 0.26% | 0.26% |
| $25,000 to $99,999.99 | 0.51% | 0.51% |
| $100,000 to $249,999.99 | 1.01% | 1.01% |
| $250,000 to $999,999.99 | 1.51% | 1.52% |
| $1,000,000 to $4,999,999.99 | 1.76% | 1.77% |
| $5,000,000 or more | 1.94% | 1.95% |
| Personal Savings, Business Savings, Spare-Change Savings & Youth Savings | ||
| Daily Balance Tier* | Interest Rate | APY |
| $0.01 or more | 0.12% | 0.12% |
Specialty Savings Accounts
| Health Savings Account | ||
| Daily Balance Tier* | Interest Rate | APY |
| $100 to $999.99 | 0.01% | 0.01% |
| $1,000 to $2,499.99 | 0.01% | 0.01% |
| $2,500 to $9,999.99 | 0.01% | 0.01% |
| $10,000 or more | 0.01% | 0.01% |
Certificates of Deposit
| 90 Day | Interest Rate | APY |
| $1,000 to $9,999.99 | 2.95% | 2.98% |
| $10,000 or more | 3.25% | 3.29% |
| 180 Day | ||
| $1,000 to $9,999.99 | 3.10% | 3.14% |
| $10,000 or more | 3.45% | 3.49% |
| 12 Month | ||
| $1,000 to $9,999.99 | 2.95% | 2.98% |
| $10,000 or more | 3.30% | 3.34% |
| 24 Month | ||
| $1,000 to $9,999.99 | 2.45% | 2.47% |
| $10,000 or more | 2.75% | 2.78% |
| 36 Month | ||
| $1,000 to $9,999.99 | 1.90% | 1.91% |
| $10,000 or more | 2.20% | 2.22% |
| 48 Month | ||
| $1,000 to $9,999.99 | 1.90% | 1.91% |
| $10,000 or more | 2.20% | 2.22% |
| 60 Month | ||
| $1,000 to $9,999.99 | 1.75% | 1.76% |
| $10,000 or more | 2.05% | 2.07% |