Business Checking

At ANB Bank – the right choice, the right resources for your business... large or small.

Business Analysis

A comprehensive checking account suited for a business with a high volume of activity that includes a detailed monthly assessment of the account and an earnings credit based on collected funds.

Account Details
Minimum Opening Deposit $25
Monthly Service Charge $15
Interest Bearing No
Earning Credit Yes2
Item Charges Debits: $0.15
Checks Deposited: $0.12
Deposits Made: $0.25

Debit items that have a charge include checks cashed, wires, or ACHs, but do not include debit card transactions.
VISA® Business Debit Card Included, no annual fee
Included Benefits Online Banking with Bill Pay3
Mobile Banking3
Mobile Deposit3
eStatements4
Business Overdraft Line of Credit5
Detailed Analysis Statements (eStatement only)
Zero Balances Accounts (ZBA)
Sweep Accounts
Optional Features Checks, Fees vary
Front of Check Imaging, $5 monthly fee
Back of Check Imaging, $2 monthly fee
Treasury Management Services Available6 eDeposit
Positive Pay
Merchant Services
ACH Origination
Online/Mobile Wires

Business Plus

A mid-level checking account for a business that includes 350 free items per month and the ability to add Treasury Management Services.

Account Details
Minimum Opening Deposit $25
Monthly Service Charge $15 monthly service fee OR $0 with a minimum daily balance of $20,000 or more
Interest Bearing No
Earning Credit No
Item Charges First 350 items are free, then $0.50 per item over minimum.
Debit card transactions do not count as items.
VISA® Business Debit Card Included, no annual fee
Included Benefits Online Banking with Bill Pay3
Mobile Banking3
Mobile Deposit3
eStatements4
Business Overdraft Line of Credit5
Two (2) free incoming domestic wires a month
Optional Features Checks, Fees vary
Front of Check Imaging, $5 monthly fee
Back of Check Imaging, $2 monthly fee
Treasury Management Services Available6 eDeposit
Positive Pay
Merchant Services
ACH Origination
Online/Mobile Wires

Business Choice

A simplified checking account for a business with no monthly service fee and includes 150 free items per month.

Account Details
Minimum Opening Deposit $25
Monthly Service Charge None
Interest Bearing No
Earning Credit No
Item Charges First 150 items are free, then $0.50 per item over minimum.
Debit card transactions do not count as items.
VISA® Business Debit Card Included, no annual fee
Included Benefits Online Banking with Bill Pay3
Mobile Banking3
Mobile Deposit3
eStatements4
Business Overdraft Line of Credit5
Two (2) free incoming domestic wires a month
Optional Features Checks, Fees vary
Front of Check Imaging, $5 monthly fee
Back of Check Imaging, $2 monthly fee
Treasury Management Services Available6 eDeposit
Positive Pay
Merchant Services

Community

An interest bearing checking account for a Non-Profit Organization who operates as charitable, educational, religious or similar entity with a 501(c)(3) status, which features no monthly service fee and includes 150 free items per month.

Account Details
Minimum Opening Deposit $25
Monthly Service Charge None
Interest Bearing Yes, Tiered based on balances7

$ 0 - $ 24,999.99
$ 25,000 - $ 99,999.99
$100,000 - $249,999.99
$250,000 +

View rates
Earning Credit No
Item Charges First 150 items are free, then $0.15 per item over minimum.
Debit card transactions do not count as items.
VISA® Business Debit Card Included, no annual fee
Included Benefits Online Banking with Bill Pay3
Mobile Banking3
Mobile Deposit3
eStatements4
Business Overdraft Line of Credit5
Optional Features Checks, Fees vary
Front of Check Imaging, $5 monthly fee
Back of Check Imaging, $2 monthly fee
Treasury Management Services Available6 eDeposit
Positive Pay
Merchant Services
ACH Origination
Online/Mobile Wires

Business Interest Bearing Account - COLTAF, IOLTA and CARHOF

For COLTAF, IOLTA and CARHOF accounts.

Account Details
Minimum Opening Deposit $25
Monthly Service Charge None
Interest Bearing Yes, minimum balance to earn interest is $1,0007
View rates
Earning Credit No
Item Charges No charges
VISA® Business Debit Card Included, no annual fee

Changes to federal regulations now require banks to collect additional information regarding business owners and managers each time a new account is opened. The next time you need a new account, please call ahead so that we can help you prepare the necessary information to fully assist you. For some Frequently Asked Questions about Beneficial Ownership, please click here.

1 See the Miscellaneous Fee schedule for additional details.
2 Earnings credit calculated on collected funds.
3 Online Banking and internet access required. Smartphone requirements, text messaging fees, and other carrier charges may apply.
4 eStatements are provided at no charge, paper statements will be assessed an additional monthly fee of $5.
5 Loans subject to credit approval. Other terms and conditions may apply.
6 Treasury Management packages and services are available. Please ask your banker for more information and pricing.
7 See the Deposit Rate Sheet for current rates. Rates are variable and subject to change at any time.