ANB Financial Services
In a crowded marketplace, there's not much traffic on the extra mile. That's where you'll find ANB.
ANB's experienced investment management and trust professionals provide strategic financial advice and management to individuals, families, businesses and charitable organizations.
As a trusted community-focused financial institution, our success is defined by the strength of the relationships we build and maintain with our clients (and their advisers) through effective communication and the delivery of customized financial solutions.
Clients appreciate our professionalism, flexibility, and responsiveness, but we know the main reason they stay with us, often for decades, is because of the way we make them feel. That extra mile is all about exceptional, one-on-one personal service.
What You Can Expect:
Your wealth will be managed by a team of competent professionals with long and impressive careers in the industry who believe that:
- Local is more than geography; it's a philosophy.
- Trust is earned, not inherited.
These beliefs are the basis for building long-term, high quality relationships that support you at every juncture.
Who We Serve
Our clients are individuals, families, businesses, and charitable organizations who are looking for professional guidance in growing, protecting, and managing their wealth or assets. Guidance that is based on applying experience, not just rules, to create solutions that fit their unique challenges.
Individuals and Families look to us to help them manage their risk and provide attractive returns; develop a tax-efficient strategy for their investments; provide advice on wealth transfers to younger generations; to review or create a financial and estate plan that preserves, grows and effectively transfers wealth.
Businesses often seek our help in managing large cash positions; resolving a need for business or tax planning; providing retirement services or increasing benefits to owners and employees.
Charitable Organizations come to us in search of a higher level of service and expertise; a need for managing investment risk while providing attractive returns; a desire for alternative investment management and administration or a comparison with current management. We are committed to developing a highly collaborative relationship with their board.
How can we help you?
Northern Colorado – 303-394-5128
Southern Colorado – 719-381-5651
Western Colorado – 970-255-3841
Wyoming – 307-778-5380
Kansas – 719-381-5636
Carolyn S. Paul – President ANB Financial Services
Carolyn Paul (303) 394-5126
A high-energy executive with broad-based leadership experience, Carolyn Paul leads ANB Financial Services Division. As president, she brings nearly three decades of experience to provide strategic direction for the division and leads her team of experts in implementing plans for long-term security and growth of clients' assets. Additionally, she serves on the board of directors of ANB Bank. Carolyn's expertise is in portfolio management, asset allocation, alternative investments, business development and leadership. She graduated summa cum laude with a bachelor's degree in finance. Passionate in helping her community, Carolyn serves on the boards of several Denver area non-profit organizations.
Michelle Mieras – Senior Vice President, Chief Fiduciary Officer
Michelle Mieras – (303) 394-5331
As Chief Fiduciary Officer of ANB Financial Services located at the Cherry Creek Banking Center, Michelle brings to the role over 15 years of diverse fiduciary experience, first as an attorney and most recently as the Fiduciary Risk Manager at another financial institution. Michelle earned her bachelor's degree in physics from the University of Colorado and her Juris Doctor degree from the University of Denver, Sturm College of Law (Order of St. Ives). Michelle is also a Certified Trust and Financial Advisor and earned her LL.M. in Taxation from the University of Denver's Graduate Tax Program. Michelle has served as an adjunct professor at the University of Denver's Graduate Tax Program, teaching courses in estate planning and transfer taxation. She has also tutored students at a local elementary school, and previously served on the Board of Directors of the Front Range Community College Foundation. She is an active member of the Colorado Bar Association Trust and Estate Section, volunteering her time on multiple committees. Michelle is also a Fellow of the Colorado Bar Foundation.
Scott Breaux – Senior Vice President, Investment Manager
Scott Breaux – (303) 394-5423
As senior vice president and investment manager of ANB Financial Services Division at the Cherry Creek Banking Center, Scott will be assisting the bank's financial services clients with all of their investment needs. He brings a high level of service and trust to his customers, along with a well-rounded knowledge base and experience. Scott has both his bachelor's and master's in finance, and has also earned his Chartered Financial Analyst (CFA) designation. Prior to joining ANB, he worked for highly regarded firms such as JP Morgan, First Western Trust and Invesco. Most recently, he worked for Advised Assets Group LLC, a subsidiary of Great West Life. Scott has volunteered his extra time helping kids through Junior Achievement.
Tonya J. Kaye – Vice President, Trust Officer
Tonya Kaye – (303) 394-5111
As a trust officer for ANB Financial Services in the Cherry Creek Banking Center, Tonya Kaye oversees the administration of trusts, estates, investment accounts and IRAs, building close relationships with account owners and beneficiaries.
Tonya brings with her 20 years of experience in law and business management. Before joining ANB Financial Services, she held positions in both the financial planning field and the legal field. Tonya's most recent position was vice president and trust office manager at a bank located in Denver. She has also earned both her bachelor's degree in business as well as her Juris Doctorate.
Tonya enjoys giving back to the community, and is involved in several volunteer activities. She is currently a board member for Project Angel Heart, the Women's Leadership Foundation and The Leadership Investment. She is also on the St. Anthony's Hospital Board's Strategic Planning Committee, and was in the Class of 2015 for Leadership Denver.
Jessica M. Shaffer – Vice President, Trust Officer
Jessica Shaffer – (970) 255-3841
Jessica M. Shaffer, a seasoned financial advisor with over 12 years of experience, is a trust officer with ANB Bank's Financial Services Division in Grand Junction. Jessica provides trust services and financial planning to clients looking to build and transfer assets from one generation to the next.
Jessica has expertise in investment and wealth management, as well as strategic financial advisory services. Prior to joining ANB Bank, she held several positions within local financial organizations in the Grand Junction area, including assistant vice president of commercial lending, vice president of a wealth management division, and as a financial advisor.
In the community, Jessica is a trustee on the St. Mary's Hospital Foundation Board, a member of SCRUBS of St. Mary's Hospital, a member of the 2nd Century Estate Planning Council at St. Mary's Hospital, and a member of the Colorado West Estate Planning Council. She also spends her time volunteering at the Life Community Church and looks forward to continuing her involvement in the community through bank sponsored efforts and the ANB Employee Volunteer Network.
Philip DeVries – Vice President, Trust Officer
Philip DeVries – (719) 381-5623
Philip DeVries serves as a trust officer with ANB's Financial Services division, located at the Cimarron banking center. As a seasoned financial advisor with over two decades of experience, he provides individuals and families with customized solutions to grow, maintain and distribute their wealth.
Prior to joining ANB Bank, Philip held several positions in local financial institutions in the Colorado Springs area, including managing director, trust department manager and assistant vice president. He also holds a Bachelor of Arts degree from Luther College.
Philip is an active participant in the community. He is the 2019 Board Chair of Discover Goodwill, an honorary member and past president of the Colorado Springs Estate Planning Council, and a former board member and past president of Cheyenne Mountain School District 12 Board of Education.
Jay Ratterman – Vice President, Portfolio Manager
Jay Ratterman – (303) 394-5065
Jay Ratterman is a Portfolio Manager with ANB Financial Services division, where he conducts extensive research and analysis of clients' investments to help enhance and diversify their portfolios.
Prior to joining ANB Bank, Jay worked as a performance reporting analyst for an investment consulting firm. He began his career in financial services in 2007. Jay earned a bachelor's degree in business administration and is a member of the Chartered Financial Analyst Institute and the CFA Society of Colorado.
In his free time, Jay volunteers for the largest provider of donated medical supplies to developing countries around the world.
Donna Tamburelli – Assistant Vice President, Retirement Services Specialist
Donna Tamburelli – (303) 550-5688
Donna Tamburelli is a retirement services specialist with ANB Bank's Financial Services Division in Denver. Donna will be taking care of client's retirement plans for companies of all sizes throughout the Bank's three-state footprint.
Donna brings over 20 years of experience to ANB. Prior to joining ANB Financial Services two years ago, Donna served in Retirement Plan Services in various capacities including plan administrator, financial advisor, and relationship manager and consultant for several Fortune 500 companies.
In her free time, Donna supports the Boys and Girls Club of Metro Denver, Mount Saint Vincent's Home, and FARA (Friedreich's Ataxia Research Alliance) in Denver.
Valerie Terrill – Assistant Vice President, Trust Officer
Valerie Terrill – (719) 381-5636
Valerie Terrill is a trust officer with ANB Bank’s Financial Services Division in ANB’s Cimarron Banking Center. She provides trust administration and investment management to clients in the Colorado Springs area.
Prior to joining ANB Bank, Valerie served the Colorado Springs market as a financial advisor for a national firm. She holds her bachelor’s degree in economics as well as her Series 7 and 66 licenses. Valerie has also earned the Certified Trust and Financial Advisor (CTFA) designation.
Valerie volunteers her time with several community organizations, including Big Brothers Big Sisters. She serves on the board of the Pikes Peak Justice and Pro Bono Center. She also supports other organizations through the bank’s employee volunteer network.
|ANB Financial Services products are Not a Deposit | Not FDIC-Insured | Not Insured By Any Federal Government Agency | Not Guaranteed By The Bank | May Go Down In Value|