Personal Checking

At ANB Bank, we make banking easy with a variety of checking accounts for all stages of your life.

Ultimate Checking

For individuals who want to earn higher interest rates and enjoy additional benefits with larger balances. Account benefits include a VISA® Debit Card, Online Banking with Bill Pay, Mobile Banking, Mobile Deposit and eStatements.

Account Details
Minimum Opening Deposit: $100
Monthly Service Fee1 $20 monthly service fee OR $0 with a minimum balance of $5,000 or more
Interest Bearing5 Yes, Tiered based on balances
View rates
VISA® Debit Card2 Included
Included Benefits Online Banking with Bill Pay3
Mobile Banking3
Mobile Deposit3
eStatements
Checks (1 box per year or $8 towards any style)
Front of Check Imaging
Relationship Rate of Interest on new CDs (promotional CDs are not included) View rates
First 3 Foreign (non-ANB Bank) ATM fees waived per month
Free Cashier's Checks (limit 5 per month)
One domestic wire per month
50% discount on small Safe Deposit Box (where available)
Optional Features Overdraft Protection4, $20 annual fee

Easy Checking Plus

For individuals who want an account that earns a competitive rate of interest, with no monthly service charge if the balance requirement is maintained, with other banking benefits. Account benefits include a VISA® Debit Card, Online Banking with Bill Pay, Mobile Banking, Mobile Deposit and eStatements.

Account Details
Minimum Opening Deposit: $100
Monthly Service Fee1 $12 monthly service fee OR $0 with a minimum balance of $1,000 or more
Interest Bearing5 Yes with a minimum balance of $1,000
View rates
VISA® Debit Card2 Included
Included Benefits Online Banking with Bill Pay3
Mobile Banking3
Mobile Deposit3
eStatements
Front of Check Imaging
Relationship Rate of Interest on new CDs (promotional CDs are not included) View rates
Optional Features Overdraft Protection4, $20 annual fee

FreeChecking

For individuals who never want to pay a monthly service fee again! FreeChecking is an efficient, economical way to manage a checking account. Account benefits include a VISA® Debit Card, Online Banking with Bill Pay, Mobile Banking, Mobile Deposit and eStatements.

Account Details
Minimum Opening Deposit: $25
Monthly Service Fee1 Free
Interest Bearing5 No
VISA® Debit Card2 Included
Included Benefits Online Banking with Bill Pay3
Mobile Banking3
Mobile Deposit3
eStatements
Relationship Rate of Interest on new CDs (promotional CDs are not included) View rates
Optional Features Checks, Fees vary
Front of Check Imaging, $2 monthly fee
Overdraft Protection4, $20 annual fee

Classic 50 (For ages 50+)

For individuals aged 50 or better, who want an interest bearing account that includes a number of free or discounted benefits with no monthly service charge. Account benefits include a VISA® Debit Card, Online Banking with Bill Pay, Mobile Banking, Mobile Deposit and eStatements.

Account Details
Minimum Opening Deposit: $100
Monthly Service Fee1 Free
Interest Bearing5 Yes with a minimum balance of $1,000
View rates
VISA® Debit Card2 Included
Included Benefits Online Banking with Bill Pay3
Mobile Banking3
Mobile Deposit3
eStatements
Front of Check Imaging
Checks (Standard style free)
Free Cashier's Checks (limit 5 per month)
50% discount on small Safe Deposit Box (where available)
Relationship Rate of Interest on new CDs (promotional CDs are not included) View rates
Optional Features Overdraft Protection4, $20 annual fee

Youth Checking (For ages 15-22)

A first checking account for individuals aged 15-22. A Youth Checking account will help an individual learn the importance of managing their money with no monthly service charge. Account benefits include a VISA® Debit Card, Online Banking with Bill Pay, Mobile Banking, Mobile Deposit and eStatements.

Account Details
Minimum Opening Deposit: $25
Monthly Service Fee1 Free
Interest Bearing5 No
VISA® Debit Card2 Included
Included Benefits Online Banking with Bill Pay3
Mobile Banking3
Mobile Deposit3
eStatements
Reduced Overdraft Fee, $15 per overdraft
Relationship Rate of Interest on new CDs (promotional CDs are not included) View rates
Account Requirements For individuals aged 15-22
Joint Ownership with a parent or guardian for individuals 15 to 17
Account converts to a FreeChecking Account at age 23

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money-laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

1 See the Miscellaneous Fee schedule for additional details.
2 No annual fee.
3 Online Banking and internet access required. Smartphone requirements, text messaging fees, and other carrier charges may apply.
4 Loans subject to credit approval. Other terms and conditions may apply.
5 See the Deposit Rate Sheet for current rates. Rates are variable and subject to change at any time.