Home Refinance

The right financial blueprint for your refinance needs. Refinance your current mortgage up to $100,000 for $100!* Refinance your mortgage for a lower rate, a different loan term, or to take cash out. With our low cost refinance loan, ANB Bank offers: •         Loan amounts from $3,001 to $100,000 •         $100 in total fees •         Competitive fixed rate mortgage options •         1/4% lower rate with an automatic loan payment from an ANB checking account and one other additional ANB product

*Loan Amount limited to $100,000 with minimum loan amount of $3,001. Product not available for a new home purchase. Up to 75% loan-to-value for 1st or 2nd lien on your primary or secondary residence. Third party fees like appraisal fee, government filing fees, title insurance and other third party fees are all being paid by the lender at no additional cost to you. In Kansas, as of August 27, 2019 the Interest Rate for a 15-year loan is 3.875% (Annual Percentage Rate of 4.028%). A sample payment for a 15-year term loan would require 180 monthly payments of $73.37 per $10,000 borrowed. If you already have, or open an ANB checking account with an automatic loan payment for this loan plus one other ANB product the Interest Rate would be 3.625% (APR of 3.775%). A sample payment for a 15-year term loan would require 180 monthly payments of $72.12 per $10,000 borrowed. In Colorado and Wyoming, as of August 27, 2019 the Interest Rate for a 15-year loan is 4.125% (Annual Percentage Rate of 4.279%). A sample payment for a 15-year term loan would require 180 monthly payments of $74.62 per $10,000 borrowed. If you already have, or open an ANB checking account with an automatic loan payment for this loan plus one other ANB product the Interest Rate would be 3.875% (APR of 4.026%). A sample payment for a 15-year term loan would require 180 monthly payments of $73.36 per $10,000 borrowed. Sample payments do not include taxes or insurance. Property insurance is required. Borrower may need to prepay escrow funds for home insurance, taxes and/or other requirements. Your monthly payment obligation will be greater. All loans are subject to credit approval and underwriting. Other terms and conditions may apply. See banker for current rates & terms.