Maximize Convenience, Efficiency and Control with our Integrated Expense Solution
The Commercial Edition® card program enables you to enhance conveniences for business travelers and reduce their out-of-pocket expenses. Your organization can monitor Travel and Entertainment expenses with flexible controls and easy-to-use account management tools while taking advantage of float to improve cash flow. With insightful data delivered to your desktop, you can negotiate discounts on airfare, hotels and auto rentals, while employees can expedite their expense reports electronically.

Travelers Receive a Versatile and Safe Method for Payment
Employees Work Smarter with a Comprehensive Card Program and Simplified Expense Reporting

• Accepted in over 27 million locations worldwide.
• Pre-populated expense reports offer the ultimate in efficiency and convenience.
• Substantial coverage in travel insurance and emergency assistance.
• Maximum Rewards® for Business redeemed for cash back as credit, air travel, or gift certificates.

Management Takes Charge with Built-in Controls
Improve Visibility of T&E Expenses and Compliance

• Set credit limits to meet the needs of divisions, departments, or individuals.
• Customize cash access and transactional limits for specific Merchant Category Codes.
• Quickly spot non-compliant purchases.
• Utilize declining balance cards for the infrequent traveler and meeting planner.

Customize Your Expense System for Added Flexibility

• Bill cardholders or set up central billing.
• Keep airline charges separate.
• Coordinate billing cycles with accounting cycles.

To apply, simply download this form, fill it out and bring it into your nearest ANB Bank.

Simplify your business:

• Write fewer checks
• Track and monitor purchases
• Reduce petty cash
• Use it worldwide

Your Business Check Card offers added benefits to help run your business:
Protect Your Purchases

• Purchases using your card are automatically covered against theft or loss. Plus you get extended warranty protection and auto rental insurance. Certain restrictions and limitations apply. Refer to visa.com/benefits or call 1-800-595-9928 for complete details.

Special Discounts

• Visa’s® Business Partner Advantage saves you money when using your card at select merchants. For more information, visit visa.com/partneradvantage.

To apply, simply download this form, fill it out and bring it into your nearest ANB Bank.

Realize Systematic Savings from Purchase to Payment
The Purchasing Edition® card program is a comprehensive set of financial tools to help your company streamline the procure-to-pay cycle. It can help your company increase efficiency, reduce cost, and eliminate paper-based processes.

Increase Efficiencies and Improve Strategic Financial Management
Increase Savings and Efficiencies with Automated Processes

• Set controls for type of merchant and establish spending limits.
• Significantly decrease purchase order and invoice paperwork.
• Eliminate checks and petty cash.
• Consolidate vendor payments into one monthly statement.
• Expedite cost allocation and general ledger integration.

Get Full Value from the Purchasing Edition® Card

• Streamline payments for routine purchases—charge office supplies, advertising, printing, maintenance, temporary staff, utilities, and more.
• Effectively manage expenses—contain costs for special events such as trade shows and special projects.
• Require new vendors to accept the Purchasing Edition® card as payment. We can assist with new vendor enrollment.

To apply, simply download this form, fill it out and bring it into your nearest ANB Bank.